Bank AL Habib Deals & Discounts April 2026

Bank Al Habib Deals and Discounts, Updated: April 2026 | Categories: Dining, Beauty, Groceries, Travel

If you hold a Bank AL Habib (BAHL) debit card, you’re sitting on a goldmine of discounts. Whether you have the Visa Platinum Debit Card or the premium Visa Signature Debit Card, BAHL offers deals across restaurants, salons, bakeries, groceries, and even international travel perks.

Find Out about latest Bank Al Habib Deals and Discounts Below

Quick Facts

• 20+ active deals currently running
• Discounts range from 15% to 40% off
• Deals available in Karachi, Lahore, Islamabad, Rawalpindi, Hyderabad, Multan and more
• All deals require POS (in-store card swipe) payments — online and cash do not qualify
• Maximum 4 transactions per card per calendar month for most deals

1. Visa Signature Card Discounts

The Visa Signature Debit Card is exclusive to AL Habib Signature Account holders. Its current discount program is focused entirely on Pakistan’s top salon chains, with a flat 30% off at each. All Signature discounts allow a maximum of 4 POS transactions per calendar month.

Nabila Salon — 30% Off

Discount: 30% Cap: PKR 5,000 per transaction Valid Till: 31 December 2026 Cities: Karachi, Islamabad

Karachi Branches:

• 101-B, Tipu Sultan Road, Mohammad Ali Society (MACHS)
• C33, E-Street, Block 4, Clifton
• Inside NGents, Bukhari Commercial, DHA Phase VI

Islamabad Branch:

• Plot No. 05, Street 14, Shaheen Market, E-7

Toni & Guy – South — 30% Off

Discount: 30% Cap: PKR 3,000 per transaction Valid Till: 31 October 2026 Cities: Karachi, Multan

Karachi Branches:

• C-14, Block 2, Clifton
• 44-C, First Floor, Main Bukhari Commercial, DHA
• First Floor, Shop F56, Dolmen Mall, Block 4, Clifton
• Shop No. 4, Plot 29, Block 7/8, Tipu Sultan Road

Multan Branch:

• C-5, Block A, Model Town, Multan

NGents Men’s Salon — 30% Off

Discount: 30% Cap: PKR 5,000 per transaction Valid Till: 31 July 2026 City: Karachi

Branches:

• 101-B, Tipu Sultan Road, MACHS, Karachi
• Building No. 48-C, Main Lane 9, DHA Phase 6, Bukhari Commercial

Joie Salon and Spa — 30% Off

Discount: 30% Cap: PKR 3,000 per transaction Valid Till: 28 February 2027 City: Karachi

Branch:

• 39C, Lane 13, Bukhari Commercial, DHA, Karachi

2. Platinum Card — Restaurants & Cafes

The Visa Platinum Debit Card has the widest range of dining deals, with discounts going all the way up to 40% off at some of Pakistan’s most popular restaurants. All deals require POS payment and allow up to 4 transactions per card per calendar month.

Newbury Cafe — 40% Off

Discount: 40% Cap: PKR 4,000 per transaction

Valid Till: 28 February 2027

City: Karachi

Branch: F-39-2, Block 4, Scheme 5, Clifton, Karachi

Costa Coffee — 20% Off

Discount: 20% Cap: PKR 1,000 per transaction Valid Till: 28 February 2027 Cities: Karachi, Lahore, Islamabad

Karachi Branches:

• Shahbaz Commercial, DHA Phase 6
• DC 9/7, near Underpass, Zone A, Block 7 Clifton

Lahore Branches:

• 23 Fairways Commercial, Defence Raya Golf Resort, DHA Phase 6
• Gulberg, 22 Gaba St, Block D1 Gulberg III

Islamabad Branch:

• 13-E, Jinnah Super Market, Opposite Union Gold Mall, F-7 Markaz

Del Frio — 20% Off

Discount: 20% Cap: PKR 2,000 per transaction Valid Till: 28 February 2027 City: Karachi

Branches:

• 103/A, Zaibi Arcade, Main SMCHS, Karachi
• Plot No. 14-D, Sky Garden, KDA, Karachi
• SF-SFK-01, Dolmen Mall Clifton, Karachi
• 2nd Floor Food Court, Lucky One Mall, Karachi
• COM-III, Block 6 Clifton, Karachi
• FL 3/4, Allama Shabbir Ahmed Usmani Road, Block 4, Gulshan-e-Iqbal

Cocochan — 20% Off

Discount: 20% Cap: PKR 2,000 per transaction Valid Till: 28 February 2027 City: Karachi

Branches:

• Shop No. 5, Remmco Towers, Tipu Sultan Road, MCHS
• F-105, Block 7, Boat Basin, Karachi
• F&B-8A, Dolmen Mall Clifton, Karachi
• COM-III, Block 6 Clifton, Karachi

Bar BQ Tonight — 15% Off

Discount: 15% Cap: PKR 1,500 per transaction Valid Till: 31 January 2027 Cities: Karachi, Lahore

Karachi Branches:

• 5/1, Boat Basin, Clifton Block 5
• Askari Shop No. 1, Mess No. 1, Zahidan Line, Malir Cantt
• Ground Floor, Lucky One Mall, Block 21, FB Area, Main Rashid Minhas Road
• Food Court, Dolmen Mall Clifton, Block 4, Marine Drive
• Bar B.Q Tonight Restaurant, M9 Motorway/Highway, Gadap Town, near Karachi Toll Plaza

Lahore Branches:

• 7A/3, Mehmood Ali Kasoori Road
• Z-27 Commercial Area, DHA Phase III
• 2nd Floor, Emporium Mall, Abdul Haq Road, Johar Town

Ghalib Restaurant — Discount Available

Cap: PKR 2,000 per transaction Valid Till: 28 February 2027 City: Karachi

Branch:

• Rooftop, Habitt Building, Main Tipu Sultan Road, off Shahrah-e-Faisal, Karachi

Note: Exact discount percentage is not listed on the BAHL website for this merchant. Confirm at the outlet.

3. Platinum Card — Bakeries & Groceries

BAHL’s bakery and grocery deals are among the most geographically spread in their program. Hobnob covers 20+ locations across Karachi alone, while Pie In The Sky reaches Hyderabad and Lahore. Kitchen Cuisine has one of the largest branch counts of any merchant in the entire program, spanning Lahore, Islamabad, and Rawalpindi.

Busy Bean Bakery — 40% Off

Discount: 40% Cap: PKR 4,000 per transaction Valid Till: 28 February 2027 City: Multan

Branch:

• Belmorris Hotel & Resorts, 83 Abdali Road, Multan

Hobnob — 25% Off

Discount: 25% Cap: PKR 1,000 per day (max 4 transactions per month) Valid Till: 31 March 2027 City: Karachi (20+ outlets)

Selected Branches:

• Shop No. 123, Sky Garden Building, Tipu Sultan Road
• Shop No. 2, Plot 31-C, Main Khayaban-e-Badar, DHA Phase V
• 61-C/II, Commercial Area Phase II, DHA
• Shop No. 28, Boat View Apartments, Plot FL-18, Clifton
• Shop No. 3, Building No. 2-C, Shahbaz Commercial Lane 2, DHA Phase V
• Shop No. 4, A-One View Building, Sir Shah Suleman Road
• LG-8, Dolmen Mall, Dolmen City, Clifton
• LA1A, Lucky One Mall, Rashid Minhas Road
• Shop No. 1A, Prime View Block-F, North Nazimabad
• Shop No. A-6/2, Zehra Square, Block 6, Gulshan-e-Iqbal
• Ground Floor, Rufi Paradise, Block 18, Gulistan-e-Jauhar
• Main University Road, near OPTP, Block 13-D, Gulshan-e-Iqbal
• North Nazimabad H Block, near Donisal Restaurant
• Plot No. 119/A, Shop No. 2, SMCHS
• Britto Road, Soldier Bazar Catholic Colony

Pie In The Sky — 25% Off

Discount: 25% Cap: PKR 1,000 per transaction (max 4 transactions per month) Valid Till: 31 March 2027 Cities: Karachi, Hyderabad, Lahore

Selected Karachi Branches:

• Shop No. 2, Plot 3C, Commercial Lane 3, Zamzama, DHA Phase V
• Shop No. 2, Sana Heaven, near Jumbo Store, Mohammad Ali Society
• Plot 15C, Badar Commercial Area, Main Khayaban-e-Badar, DHA
• A1, Mehran Extension, Block 16, Gulshan-e-Iqbal
• Shop No. 4, Samar Residency, near Bundo Khan Restaurant
• 9th Commercial Street, near Summit Bank, off Khayaban-e-Behria, DHA Phase IV
• Shop No. 22, Block 18, Rufi Paradise, near Perfume Chowk, adjacent to Meat One
• Plot 120, below Bahar-e-Shariat Masjid, Alamgir Road
• Gulistan-e-Johar, Rashid Minhas Road, opposite Millennium Mall
• Askari Star Mall, Malir Cantt
• Al Zubaida Building, Shop No. 3, Plot B-70, Block H, North Nazimabad

Hyderabad Branches:

• Shop No. 3, Ground Floor, Autobahn Towers, Latifabad
• PSO Poonam Filling Station, adjacent to Wadhu Wah Road

Lahore Branches:

• Plot No. 31 CCA, DHA Lahore
• Ali Block, Total Petrol Station, New Garden Town

Kitchen Cuisine — 25% Off

Discount: 25% Cap: PKR 1,000 per transaction Valid Till: 30 April 2026 Cities: Lahore, Islamabad, Rawalpindi

Selected Lahore Branches:

• 1-7-A, Bank Square Market, C Block, Model Town
• 90-B-1, MM Alam Road, Gulberg III
• DHA Main Boulevard, Yasin Plaza, DHA Gate
• K-17 Commercial, DHA, Defence Road
• Shop No. 2, Unique Arcade, G-1 Market, Johar Town
• Shop No. 37, Ground Floor, Asif Block, Main Boulevard, Allama Iqbal Town
• Shop No. 12, Bagh Ali Road, near Girja Chowk, Cantt
• Main Canal Bank Road, near Total Petroleum, Muhafiz Town
• 128-D2, Main Boulevard, Wapda Town
• 42-A Block, Khayaban-e-Firdousi Road, Johar Town
• Main Airport Road, near Eden Avenue Extension
• G.F. 9, Anwar Tower, 99 Shadman-I
• Shop No. 3, Sector HH, DHA Phase 4
• R 106/1, Commercial Area, Lalik Jan Chowk, DHA Phase 2

Islamabad Branches:

• Shop No. 6 & 7, Ground Floor, Block 15, Bhittai Road, Jinnah Super Market, F-7 Markaz
• Jamal Plaza, Ground Floor, F-10 Markaz
• Shop No. 1 & 2, Ground Floor, Sector E, Phase 1, DHA Commercial
• Near Koral Chowk, Gulzar-e-Quaid

Rawalpindi Branches:

• Shop No. 1-2, Ground Floor, Sector E, Phase 1, DHA Commercial
• Varioline Kitchen Cuisine, near Koral Chowk, Gulzar-e-Quaid

Fresh Basket — 20% Off

Discount: 20% Cap: PKR 1,500 per transaction (max 4 transactions per month) Valid Till: 28 February 2027 City: Karachi

Branches:

• Shop No. 3 & 4, Khayaban-e-Shahbaz, DHA Phase VI
• Main 26th Street, off Badr Commercial, DHA Phase V
• Charminar Chowrangi, Bahadurabad
• Clifton Block 8, near Boat Basin

4. Bank AL Habib Platinum Card — Beauty & Personal Care

NGents Men’s Salon — 20% Off

Discount: 20% Cap: PKR 2,500 per transaction Valid Till: 31 July 2026 City: Karachi

Branches:

• 101-B, Tipu Sultan Road, MACHS, Karachi
• Building No. 48-C, Main Lane 9, DHA Phase 6, Bukhari Commercial

Pro tip: If you hold a Signature card, use that instead — Signature gives 30% off at the same NGents outlets versus 20% on the Platinum card.

5. International Visa Platinum Privileges

Beyond local merchants, the Visa Platinum Debit Card also unlocks a suite of global benefits powered by Visa’s worldwide network.

Airport Lounge Access Platinum cardholders get complimentary access to Majestic Lounge in Karachi and CIP Lounges in Lahore, Islamabad, Peshawar, Multan, and Faisalabad. Access is at international departure terminals only.

Jumeirah Hotel Deals Exclusive savings on stays at Jumeirah luxury properties worldwide, including Madinat Jumeirah, Jumeirah Royal Saray, Jumeirah Messilah Beach Hotel, Jumeirah Port Soller Hotel & Spa, Jumeirah Frankfurt, Jumeirah Lowndes Hotel, Grosvenor House Suites by Jumeirah Living, and Capri Palace Jumeirah. Book via visaluxuryhotels.com.

Jumeirah Dining — 20% Off Flat 20% discount at Jumeirah dining establishments worldwide.

Avis Car Rental Up to 20% discount on standard car rental rates and 10% off international leisure rates. Book via avisworld.com/visa.

Visa Luxury Hotel Collection Access to premium benefits at over 900 prestigious hotels worldwide. Book via visaluxuryhotels.com.

Purchase Protection Goods purchased with your Platinum card are covered in the event of theft or accidental damage.

Extended Warranty Eligible items purchased with your Platinum card may receive an extended warranty beyond the standard manufacturer period.

Medical & Travel Assistance 24/7 access to telephone medical advice, emergency physician dispatch, medical repatriation, medicine delivery, legal referral, and interpreter services while traveling.

Visa Explore App A geo-tagged app that shows all active Visa Platinum deals by your location worldwide. Available to download on iOS and Android.

6. Terms & Tips — How to Maximize Your Savings

Key terms that apply to all deals:

• All discounts require POS (in-store swipe/tap) transactions. Cash payments and online checkouts are not eligible.
• Most deals allow a maximum of 4 transactions per card per calendar month.
• Discounts cannot be combined with any other promotion, voucher, or offer at the same merchant.
• Bank AL Habib reserves the right to change, suspend, or cancel any deal at any time without prior notice.
• Discount caps apply per transaction, per card, per day unless otherwise stated.
• Always confirm a deal is still active before visiting a merchant, as outlets may close or shift locations.

Tips to maximize your savings:

The 4-transaction limit is per merchant, not across your entire card. This means you can use 4 Hobnob visits AND 4 Pie In The Sky visits AND 4 Bar BQ Tonight visits in the same month — all within the rules.

Try to concentrate your highest-value purchases within each merchant’s discount window. For example, if you’re grocery shopping at a Hobnob outlet, you’ll get the most out of the PKR 1,000 daily cap by buying in single larger trips rather than multiple small ones.

If you hold both a Signature and a Platinum card, always use your Signature card at NGents, Nabila, Toni & Guy, and Joie Salon — those merchants give 30% on Signature versus 20% (or no deal) on Platinum.

For international travel, download the Visa Explore app before your trip. It surfaces geo-tagged Visa Platinum deals wherever you are in the world, making it much easier to find eligible restaurants, hotels, and services.

The Kitchen Cuisine deal expires on 30 April 2026 — if you’re based in Lahore or Islamabad, use it before it runs out.

Final Verdict

Bank AL Habib runs one of the more comprehensive card discount programs among Pakistani banks. With deals ranging from 15% to 40% off at well-known restaurants, bakeries, and salons — plus international Visa Platinum perks like lounge access and hotel savings — BAHL cardholders have plenty of reasons to swipe rather than pay cash.

The Signature Card is worth it purely for the salon discounts if you’re a regular at Nabila or Toni & Guy. The Platinum Card earns its keep through the sheer breadth of dining and grocery deals, especially in Karachi.

For the full, always-updated list of deals, visit the official Bank AL Habib website at bankalhabib.com/deals-and-discounts

Disclaimer: All deal information was sourced directly from the Bank AL Habib website. Deals, expiry dates, and participating branches are subject to change. Always verify on the official BAHL website before visiting a merchant.

Read Also: Best Banks in Pakistan